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Preheat oven to 375°
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In mixing bowl, combine cream cheese, Italian cheese, minced garlic, and Italian seasoning
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Prepare baking dish with non-stick spray
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Place chicken in prepared baking dish
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Add salt and pepper to taste (if desired)
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Evenly spread the garlic cream mixture on top of the chicken using a spatula
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Cover with foil and bake for about 45 minutes or until the chicken is cooked through
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Remove the foil
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Sprinkle the cheddar cheese on top of each piece of chicken
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Cook, uncovered, an additional 5 minutes or until the cheese is melted