1 pound ground sausage
1 cup uncooked long-grain white rice
1 medium onion, chopped
1 green bell pepper, chopped
2 cloves garlic, minced
1 can (10.5 ounces) cream of mushroom soup
1 can (10.5 ounces) cream of chicken soup
2 cups chicken broth
1 teaspoon dried thyme
Salt and pepper to taste
1 cup shredded cheddar cheese